Tuesday, October 04, 2005

Personal Budgeting Software is Money Magic

Personal Budgeting Software is Money Magic

Personal Budgeting Software Does your money seem to pull a disappearing act each month? Does your credit card statement continually leave you wondering when and how you could have spent that much? What about that cash you took out from the ATM the other day - could you possibly have spent it already?

Let's face it. Managing your personal finances (even with personal budgeting software) can be a difficult task - especially when on a tight budget. Every time you turn around, there's another bill to pay, and before you know it, your entire paycheck has been spent - and then some! Soon, you find yourself drowning in the financial demands of everyday life, and the vicious cycle of living paycheck to paycheck - or worse yet, living on credit - has begun. You ask yourself, 'How did this happen to me?'.

If you are finding it increasingly difficult to juggle the many different financial aspects of your life, you are not alone. The fact is, in today's modern society, the average consumer is forced to allocate the money from one stream of income to more than 30 different sources! From mortgage payments and health insurance to childcare services and credit cards, it's no wonder money appears to continually vanish before our eyes. But what if there was a way of reducing the invisibility of your spending? Away of budgeting your money in a simple, pain-free manner while still achieving that so-called state of 'financial freedom' once and for all? Thankfully, now there is. There is a great new online personal budgeting software system that solves these problems and makes it easy.

I found a great online personal budgeting software system called Mvelopes Personal. Mvelopes Personal is the new affordable and easy-to use online personal budgeting software system sweeping the world of personal finance. It is the answer to all your budgeting woes. Mvelopes' unique budgeting concept offers a straightforward method to manage your finances. It enables you to spend your money more efficiently and still enjoy what matters most to you in life. The secret is to know where your money is going and eliminate spending on things you don't really care about.

Here is what Reporter, Jane Bennett Clark of Kiplinger's Personal Finance, said:
'If you don't like keeping lots of cash round the house, you could set up an online system with Mvelopes, a service that links up with your bank and uses envelope icons to apportion your paycheck and keep track of spending. Mvelopes avoids much of the data entry of other personal finance programs and gives you a visual cue of how much money you have left in each category. When you're over budget, the line item turns red.'

Isn't it about time YOU take control of your finances and embark upon the path towards financial freedom?

To learn more about how Mvelopes can help you to start making better spending decisions, or to sign on right away for your one month free trial offer, visit the Mvelopes homepage at www.mvelopes.com